Debt Review Timeline

021 418 1404 073 344 0668



Consumer approaches

Within 5 Business Days

Debt 911 notifies credit providers & credit bureaux via Form 17.1
Credit providers issue a certificate of balance to DEBT911

Assessment & Start of Negotiations

Over Indebted Assessment

Payment Distribution Agency

Consumer commits to a payment plan and makes monthly payments to a Payment Distribution Agent. (PDA)


Matter is set down in court (credit providers may oppose the matter in court if agreement is not reached.)

End of Debt Review :: Clearance Certificate

Consumer’s financial position is to be reviewed annually
A Clearance Certificate when debt is settled.